For PayFacs & Fintechs
Unit economics from day one.
Know your margin per sub-merchant, price new segments with confidence and keep scheme costs visible as you grow.
app.lenzcard.com / acquiring / merchant-pnlSample data
Net margin % by MCC × channel
POSE-comMOTOTap
Grocery+0.4+0.2-0.1+0.5
Electronics+0.1-0.3-0.4+0.2
Hotels+0.6+0.5+0.3+0.4
Fuel-0.2+0.10.0+0.1
Fashion+0.5+0.3-0.1+0.6
Loss-making merchants
Al Noor Electronics-BHD 3,140
Skyline Travel-BHD 1,920
Pearl Fuel Co.-BHD 860
Oasis Pharmacy-BHD 410
Margin bridge (BHD K)
What we hear
Sound familiar?
Sponsor fees are opaque
Sub-merchant pricing is guesswork
Margin thins as volume grows
Recommended modules
What payfacs & fintechs use.
See every basis point.
A 30-minute walkthrough on your own fee structure. No slides.