Merchant Acquiring ProfitabilityAvailable

Know which merchants make you money.

Name: LenzView Merchant Acquiring Profitability
Brand: LenzView

MDR minus interchange, scheme fees and processing cost, calculated for every merchant. See the portfolio as it really is.

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app.lenzcard.com / acquiring / merchant-pnlSample data

Net margin % by MCC × channel

POSE-comMOTOTap

Grocery+0.4+0.2-0.1+0.5

Electronics+0.1-0.3-0.4+0.2

Hotels+0.6+0.5+0.3+0.4

Fuel-0.2+0.10.0+0.1

Fashion+0.5+0.3-0.1+0.6

Loss-making merchants

Northgate Electronics-GBP 3,140

Skyline Travel-GBP 1,920

Atlas Fuel Co.-GBP 860

Cedar Pharmacy-GBP 410

Margin bridge (GBP K)

Clear margin

Net revenue per merchant after every cost layer.

Loss visibility

Find loss-making merchants hidden in blended totals.

Better repricing

Evidence for every pricing conversation.

Features

What's inside.

Merchant P&L

Full cost stack per merchant, monthly and trailing 12 months.

MCC heatmap

Margin by MCC and channel at a glance.

Margin bridge

Explain period-on-period margin movement.

Cost allocation

Configurable processing and overhead allocation rules.

Loss alerts

Notifications when a merchant turns negative.

Portfolio slices

By sales channel, region, ISO or relationship manager.

How it works

Four steps to value.

1Load merchant pricing

2Attach costs per transaction

3Roll up P&L

4Act on outliers

Example insight

Premium card mix eroding margin

Northgate Electronics on blended 1.6% MDR is negative on 38% of volume due to commercial cards.

-GBP 3,140 / month

Illustrative sample finding

FAQ

Questions, answered.

LenzView

Works well with

Available

MIS Dashboards

Executive and merchant analytics with drill-downs.