For Issuers
Issue cards that pay their way.
Understand profitability by BIN and product, verify interchange income and automate quarterly scheme reporting.
app.lenzcard.com / issuing / portfolioSample data
Income vs cost by product (USD K / month)
BIN-level P&L
BINProductIncomeMargin
4xxxxx-08Classic31.2K+33%
5xxxxx-21Platinum54.8K+9%
4xxxxx-12Travel48.1K-22%
5xxxxx-40Commercial71.6K+41%
Classic
4xxxxx-08
31.2K+33%
Platinum
5xxxxx-21
54.8K+9%
Travel
4xxxxx-12
48.1K-22%
Commercial
5xxxxx-40
71.6K+41%
What we hear
Sound familiar?
Rewards cost outpaces income on premium products
Interchange income is not verified
QOC and QMR take weeks every quarter
Recommended modules
What issuers use.
See every basis point.
A 30-minute walkthrough on your own fee structure. No slides.