Lenzcard

For Acquirers

Acquiring economics, in focus.

From scheme invoice to merchant P&L, see where each basis point goes and recover the ones you lose.

app.lenzcard.com / scheme-fees / sep-2026Sample data

Invoice total

USD 1.24M

+4.1% MoM

Flagged lines

23

USD 61.8K

Recovered YTD

USD 412K

+USD 38K

Invoice lines

MC-0312USD 42,118Cross-border assessment
VI-1140USD 18,904Base II clearing fee
MC-0312USD 18,420Cross-border assessment
VI-2205USD 9,870Acquirer service fee
MC-1031USD 6,215Digital enablement fee

Fee trend by billing event (USD K)

What we hear

Sound familiar?

Blended pricing hides loss-making merchants

Scheme invoices are reconciled by hand

Downgrades erode margin unseen

See every basis point.

A 30-minute walkthrough on your own fee structure. No slides.