Lenzcard

Lenzcard · See every basis point

Run, reconcile and optimise your acquiring business on one platform.

Lenzcard is a modern acquiring management system with built-in MIS and scheme cost optimisation, for acquirers, processors and PayFacs.

app.lenzcard.com / mis / executiveSample data

Volume

USD 2.8B

+12.4% YoY

Avg ticket

USD 46.10

-1.2%

Approval rate

94.7%

+0.6 pts

MDR yield

1.38%

+3 bps

Volume by channel (USD M)

The platform

Three products. One acquiring platform.

Run the business with LenzCore, understand it with LenzView, and protect margin with LenzOptima.

LenzCoreby Lenzcard01

Acquiring Management System · Lead product

The acquiring core.

Run the acquiring business: merchants, transactions, settlement, switch data, pricing and statements in one modern console.

Explore LenzCore
LenzViewby Lenzcard02

MIS & Intelligence

Every number, broken down.

Turn acquiring and issuing data into live MIS and true profitability, down to the merchant and BIN.

Explore LenzView
LenzOptimaby Lenzcard03

Optimisation & Compliance

Every basis point, recovered.

Cut scheme and interchange cost, model pricing and automate quarterly scheme reporting.

Explore LenzOptima

The platform

Run it. Understand it. Optimise it.

Start with the layer you need. Every layer shares one data model.

LenzCoreby Lenzcard

01 / 03 · Acquiring Management System

The acquiring core.

Run the acquiring business: merchants, transactions, settlement, switch data, pricing and statements in one modern console.

Merchant ManagementTransaction AnalyticsSettlement & ReconciliationSwitch IntegrationPricing & MSFMerchant Portal & Statements
LenzViewby Lenzcard

02 / 03 · MIS & Intelligence

Every number, broken down.

Turn acquiring and issuing data into live MIS and true profitability, down to the merchant and BIN.

MIS DashboardsAcquiring ProfitabilityIssuing Profitability
LenzOptimaby Lenzcard

03 / 03 · Optimisation & Compliance

Every basis point, recovered.

Cut scheme and interchange cost, model pricing and automate quarterly scheme reporting.

Scheme Fee OptimizerInterchange OptimizerPricing SimulatorQMR & QOC Automation

Architecture

One platform, three layers.

LenzCore is the foundation your operation runs on. LenzView reads from it. LenzOptima acts on it. No exports, no reconciliation between systems.

LenzOptimaLayer 3 · Optimisation & Compliance
Scheme Fee OptimizerInterchange OptimizerPricing SimulatorQMR & QOC Automation
LenzViewLayer 2 · MIS & Intelligence
MIS DashboardsAcquiring ProfitabilityIssuing Profitability
LenzCoreLayer 1 · Acquiring Management System
Merchant ManagementTransaction AnalyticsSettlement & ReconciliationSwitch IntegrationPricing & MSFMerchant Portal & Statements

One Lenzcard data layer underneath: switch, scheme and bank files

How it works

From raw files to recovered margin.

01

Connect

Scheme invoices, clearing files, settlement reports

02

Analyse

Every fee mapped, repriced and attributed

03

Optimise

Ranked actions with value attached

04

Report

Dashboards, packs and scheme submissions

Global by design

Built for acquirers everywhere.

Multi-scheme, multi-currency and multi-entity from day one. Lenzcard works with Visa, Mastercard and local schemes, in any currency, across any number of countries.

USDEURGBPAEDSARINRSGDBRLZARJPY
North AmericaLatin AmericaEuropeAfricaMiddle EastSouth AsiaAsia-Pacific

Security and data handling

Your data stays yours.

Card data is sensitive. We treat it that way, from architecture to access.

Encryption

Data encrypted in transit and at rest.

Role-based access

Granular permissions by team, entity and portfolio.

Audit trails

Every view, change and export recorded.

Data residency options

Deployment choices that respect local requirements.

See every basis point.

A 30-minute walkthrough on your own fee structure. No slides.